Disruption: Which technologies are causing the most notable disruption in the financial industry and how?
Presenter: Tiit Pekk, Adviser for CIO in Internet banking questions at Bank Saint Petersburg
Please read the presentation here.

Shift: What are some of the future financial technology developments and where do we go from here, today’s threats and tomorrow’s opportunities
Presenter: Linnar Viik, Mobi Solutions, partner, strategy and investments; advisor to the Estonian Government on Innovation and IT policy
Please read the presentation here.